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    The clear decline of cash and cards and rise of wallets [stats and research] - Chris Skinner's blog

    For over twenty years, I’ve predicted the end of the ATM, cash and cards. Finally, many...

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    Is technology improving or destroying humanity? - Chris Skinner's blog

    I’ve recently been seeing more and more about eugenics. Eugenics is a supposed scientific way to...

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    Big Brother is here and watching you - Chris Skinner's blog

    Talking about trust, the other side of the coin is what is the bank doing to...

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    Why Revolut needs a banking licence - Chris Skinner's blog

    It’s all about the difference between an emoney provider and a bank … I’ve been having...

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    Stripe strikes serious success in Sessions - Chris Skinner's blog

    You may not have spotted it this week, but there has been a number of major...

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    Binance founder Changpeng Zhao sentenced to four months in prison

    Binance founder Changpeng Zhao, who pleaded guilty to money laundering violations in November, was sentenced to...

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    Binance's billionaire founder to find out if prison time is coming

    In a Seattle court on Tuesday, U.S. District Judge Richard Jones will deliver a sentence to...

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    There is no next big thing in banking - Chris Skinner's blog

    I’ve been trying to think of the next big thing. Someone asked me on a conference...

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    A portal of knowledge for free from Mckinsey - Chris Skinner's blog

    I just discovered a portal of information from McKinsey. Now, now, now … I know you may...

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    How UK fintech can seize a £274 billion opportunity - Chris Skinner's blog

    As mentioned yesterday, I had the pleasure of moderating a fireside chat with Joanne (Jo) Dewar...

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    What happened at the Innovate Finance Global Summit? - Chris Skinner's blog

    I was at the Innovate Finance Global Summit last week and it was fantastic, as can...

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    Scaling Fintech Startups in 2024: Strategies and Challenges

    As we move forward in the development of the Fintech industry, the barriers for startups to...

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    Am I financial marmite? - Chris Skinner's blog

    At a conference the other day, a banker came up to me and said “oh, you’re...

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    Data frameworks need to go beyond risk and reward ... they need to be ethical too - Chris Skinner's blog

    One of my readers picked me up on my articles about the use of customer data,...

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    AI will be as transformational as the printing press, according to Jamie Dimon - Chris Skinner's blog

    After yesterday’s discussion of being careful with customer data, AI may be the solution. In previous...

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    Selling customer data - good or bad idea? - Chris Skinner's blog

    Be careful with data Many years ago a few banks debated the idea of selling customer...

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    Some big questions about the future answered - Chris Skinner's blog

    In discussion with a client the other day, we got into a debate about how to...

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    It's us and them - Chris Skinner's blog

    It’s interesting how people interpret things. Many think it’s old banks versus new banks; branch versus...

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    What if I am the token? - Chris Skinner's blog

    Just been having a few meetings about the future of payments. Funnily enough, that sounds like...

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    Has the G20 agreed to launch a global CBDC? - Chris Skinner's blog

    The G20’s central banks announce a global alliance for digital currencies It’s been bubbling away for...

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    Meet Changelly, the Leading Global Crypto Exchange Platform for Secure and Instant Swaps

    Changelly is a global crypto exchange platform serving over 6 million users worldwide. Founded in 2015...

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    Caught between the devil and the deep blue sea - Chris Skinner's blog

    I’ve just had several incidents with traditional banks digitally that made me realise they really are...

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    BaaS is nothing new ... it started over thirty years ago - Chris Skinner's blog

    Way back in the 1990s, we all talked about object-oriented architectures and modular computing. In the...