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The clear decline of cash and cards and rise of wallets [stats and research] - Chris Skinner's blog
For over twenty years, I’ve predicted the end of the ATM, cash and cards. Finally, many...
Is technology improving or destroying humanity? - Chris Skinner's blog
I’ve recently been seeing more and more about eugenics. Eugenics is a supposed scientific way to...
Big Brother is here and watching you - Chris Skinner's blog
Talking about trust, the other side of the coin is what is the bank doing to...
Why Revolut needs a banking licence - Chris Skinner's blog
It’s all about the difference between an emoney provider and a bank … I’ve been having...
Stripe strikes serious success in Sessions - Chris Skinner's blog
You may not have spotted it this week, but there has been a number of major...
Binance founder Changpeng Zhao sentenced to four months in prison
Binance founder Changpeng Zhao, who pleaded guilty to money laundering violations in November, was sentenced to...
Binance's billionaire founder to find out if prison time is coming
In a Seattle court on Tuesday, U.S. District Judge Richard Jones will deliver a sentence to...
There is no next big thing in banking - Chris Skinner's blog
I’ve been trying to think of the next big thing. Someone asked me on a conference...
A portal of knowledge for free from Mckinsey - Chris Skinner's blog
I just discovered a portal of information from McKinsey. Now, now, now … I know you may...
How UK fintech can seize a £274 billion opportunity - Chris Skinner's blog
As mentioned yesterday, I had the pleasure of moderating a fireside chat with Joanne (Jo) Dewar...
What happened at the Innovate Finance Global Summit? - Chris Skinner's blog
I was at the Innovate Finance Global Summit last week and it was fantastic, as can...
Scaling Fintech Startups in 2024: Strategies and Challenges
As we move forward in the development of the Fintech industry, the barriers for startups to...
Am I financial marmite? - Chris Skinner's blog
At a conference the other day, a banker came up to me and said “oh, you’re...
Data frameworks need to go beyond risk and reward ... they need to be ethical too - Chris Skinner's blog
One of my readers picked me up on my articles about the use of customer data,...
AI will be as transformational as the printing press, according to Jamie Dimon - Chris Skinner's blog
After yesterday’s discussion of being careful with customer data, AI may be the solution. In previous...
Selling customer data - good or bad idea? - Chris Skinner's blog
Be careful with data Many years ago a few banks debated the idea of selling customer...
Some big questions about the future answered - Chris Skinner's blog
In discussion with a client the other day, we got into a debate about how to...
It's us and them - Chris Skinner's blog
It’s interesting how people interpret things. Many think it’s old banks versus new banks; branch versus...
What if I am the token? - Chris Skinner's blog
Just been having a few meetings about the future of payments. Funnily enough, that sounds like...
Has the G20 agreed to launch a global CBDC? - Chris Skinner's blog
The G20’s central banks announce a global alliance for digital currencies It’s been bubbling away for...
Meet Changelly, the Leading Global Crypto Exchange Platform for Secure and Instant Swaps
Changelly is a global crypto exchange platform serving over 6 million users worldwide. Founded in 2015...
Caught between the devil and the deep blue sea - Chris Skinner's blog
I’ve just had several incidents with traditional banks digitally that made me realise they really are...
BaaS is nothing new ... it started over thirty years ago - Chris Skinner's blog
Way back in the 1990s, we all talked about object-oriented architectures and modular computing. In the...